{"id":1276,"date":"2021-11-18T19:34:00","date_gmt":"2021-11-18T19:34:00","guid":{"rendered":"https:\/\/www.nourmandlegal.com\/cuando-las-companias-de-seguros-disputan-la-responsabilidad\/"},"modified":"2021-11-18T19:34:00","modified_gmt":"2021-11-18T19:34:00","slug":"cuando-las-companias-de-seguros-disputan-la-responsabilidad","status":"publish","type":"post","link":"https:\/\/www.recuperalegal.com\/cuando-las-companias-de-seguros-disputan-la-responsabilidad\/","title":{"rendered":"Cuando las compa\u00f1\u00edas de seguros disputan la responsabilidad"},"content":{"rendered":"<p><span data-preserver-spaces=\"true\">Como cualquier otro negocio, las compa\u00f1\u00edas de seguros buscan cuidar los intereses de la empresa y maximizar sus ganancias. Entonces, a veces, los automovilistas pueden encontrarse en situaciones dif\u00edciles en las que sus aseguradoras rechazan su reclamo o intentan atribuirles, si no toda, al menos parte de la responsabilidad por un accidente.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Estas son algunas de las estrategias o excusas comunes que pueden utilizar para rechazar su solicitud:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Los t\u00e9rminos y cl\u00e1usulas de su cobertura de seguro.\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">Es muy importante tener una buena comprensi\u00f3n de lo que cubre su seguro de autom\u00f3vil y los montos y fechas de vencimiento. Las aseguradoras pueden usar esta informaci\u00f3n o cualquier detalle de la misma para rechazar su reclamo.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">No informar el accidente a tiempo.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Si alguna vez se ve involucrado en un accidente automovil\u00edstico, debe hacer dos cosas de inmediato: llamar a la polic\u00eda y llamar a su agente de seguros. Si no lo hace, la compa\u00f1\u00eda de seguros podr\u00eda cuestionar la validez y veracidad de su reclamo.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">No tener informe m\u00e9dico.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0De la misma manera, debe hacerse un examen m\u00e9dico de inmediato para que sus lesiones puedan ser revisadas a fondo. Es importante recordar que algunas lesiones aparecen de inmediato, mientras que otras tardan en hacerlo. Un informe m\u00e9dico es un documento oficial que le ser\u00e1 de gran ayuda durante su caso y que informar\u00e1 de las lesiones encontradas y diagnosticadas.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Dar responsabilidad al asegurado.\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">Si bien es cierto que en algunos casos la culpa puede ser compartida por ambos conductores, debe tener mucho cuidado de que la compa\u00f1\u00eda de seguros no le asigne un porcentaje de responsabilidad si no es el caso. Al hacerlo, pueden disminuir significativamente la cantidad de compensaci\u00f3n que se le asignar\u00e1.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Usar una condici\u00f3n m\u00e9dica preexistente como pretexto para intentar evitar el pago de una indemnizaci\u00f3n.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Esta es tambi\u00e9n una situaci\u00f3n que podemos encontrar a menudo. Sin embargo, si bien es cierto que no puede solicitar una indemnizaci\u00f3n por una afecci\u00f3n m\u00e9dica preexistente, puede hacerlo si los s\u00edntomas de esta afecci\u00f3n preexistente se agravan como consecuencia del accidente.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Usar declaraciones grabadas o escritas en su contra.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Si la compa\u00f1\u00eda de seguros le pide una declaraci\u00f3n sobre el accidente, es mejor que se niegue. Cualquier declaraci\u00f3n podr\u00eda ser tergiversada y utilizada en su contra durante el proceso.<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">Es extremadamente importante contratar la ayuda de un abogado que tenga amplia experiencia en el manejo de compa\u00f1\u00edas de seguros antes de tomar cualquier medida.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como cualquier otro negocio, las compa\u00f1\u00edas de seguros buscan cuidar los intereses de la empresa y maximizar sus ganancias. Entonces, a veces, los automovilistas pueden encontrarse en [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cuando las compa\u00f1\u00edas de seguros disputan la responsabilidad | Nourmand Legal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nourmandlegal.com\/insurance-companies-disputing-liability\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuando las compa\u00f1\u00edas de seguros disputan la responsabilidad | Nourmand Legal\" \/>\n<meta property=\"og:description\" content=\"Como cualquier otro negocio, las compa\u00f1\u00edas de seguros buscan cuidar los intereses de la empresa y maximizar sus ganancias. 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